We Are Not Like Other Mortgage Lenders.
While other institutions lend “by the numbers,” we evaluate every mortgage decision case by case.
We look at your entire financial picture, not just your credit rating.
We don’t sell our loans to other institutions, so you always deal with us.
There is no application fee, and our closing costs tend to be lower.
We don’t require PMI (Private Mortgage Insurance) for loans with a 90% loan-to-value,which can result in significant savings over the life of your loan (individual cases will vary).
It's easy to draft your mortgage payment using our online transfer link or by monthly automated draft.
Your money stays in the area, helping to grow our local communities!
Residential Mortgages –
Offering fixed rates and favorable terms.
Home Equity Lines of Credit –
A convenient and cost-effective way to secure funds by borrowing against the equity in your home, the interest from which may be tax-deductible (consult your tax advisor).
Second Mortgages –
For existing mortgage customers who want to borrow against the equity in their homes.
Home Improvement Loans –
Loans for home additions and improvements with fixed rate payments and favorable terms.
Jumbo Mortgage Loans –
Owner-occupied home loans for higher priced homes.
Land Loans –
For individuals who want to purchase or refinance land for investment or construction purposes.
Construction / Permanent Loans –
Offering the cost-savings of a one-time closing as well as the ability to “lock in” an interest rate from construction phase to permanent loan.
Investment Property Loans –
For those who want to enjoy investment potential while building equity each month. Used for purchasing or refinancing single- or multi-family homes - from 1 to 4 rental units.
Commercial Real Estate Loans –
Construction and/or permanent loans for owner-occupied commercial properties.
Need Help Deciding Which
One Of Our Mortgage Loan
Products Is Right For You?
Complete the form below. You may also call our Greer office at 864-877-2054, or our Landrum office at 864-457-1516.