We Are Not Like Other Mortgage Lenders.  

  • While other institutions lend “by the numbers,” we evaluate every mortgage decision case by case.

  • We look at your entire financial picture, not just your credit rating.

  • We don’t sell our loans to other institutions, so you always deal with us.

  • There is no application fee, and our closing costs tend to be lower.

  • We don’t require PMI (Private Mortgage Insurance) for loans with a 90% loan-to-value,which can result in significant savings over the life of your loan (individual cases will vary).

  • It's easy to draft your mortgage payment using our online transfer link or by monthly automated draft.

  • Your money stays in the area, helping to grow our local communities!

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Process Now






Residential Mortgages –

Offering fixed rates and favorable terms.

Home Equity Lines of Credit –

A convenient and cost-effective way to secure funds by borrowing against the equity in your home, the interest from which may be tax-deductible (consult your tax advisor).

Second Mortgages –

For existing mortgage customers who want to borrow against the equity in their homes.

Home Improvement Loans –

Loans for home additions and improvements with fixed rate payments and favorable terms.

Jumbo Mortgage Loans –

Owner-occupied home loans for higher priced homes.

Land Loans –

For individuals who want to purchase or refinance land for investment or construction purposes.

Construction / Permanent Loans –

Offering the cost-savings of a one-time closing as well as the ability to “lock in” an interest rate from construction phase to permanent loan.

Investment Property Loans –

For those who want to enjoy investment potential while building equity each month. Used for purchasing or refinancing single- or multi-family homes - from 1 to 4 rental units.

Commercial Real Estate Loans –

Construction and/or permanent loans for owner-occupied commercial properties.

Need Help Deciding Which

One Of Our Mortgage Loan

Products Is Right For You?

Complete the form below. You may also call our Greer office at 864-877-2054, or our Landrum office at 864-457-1516.






We make EVERY Mortgage Decision case by case. Let's TALK!


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