We Are Not Like Other Mortgage Lenders.
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While other institutions lend “by the numbers,” we evaluate every mortgage decision case by case.
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We look at your entire financial picture, not just your credit rating.
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We don’t sell our loans to other institutions, so you always deal with us.
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There is no application fee, and our closing costs tend to be lower.
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We don’t require PMI (Private Mortgage Insurance) for loans with a 90% loan-to-value,which can result in significant savings over the life of your loan (individual cases will vary).
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It's easy to draft your mortgage payment using our online transfer link or by monthly automated draft.
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Your money stays in the area, helping to grow our local communities!
Start Your
Mortgage
Process Now
Application
Checklist
Personal
Financial
Statement
Residential Mortgages –
Offering fixed rates and favorable terms.
Home Equity Lines of Credit –
A convenient and cost-effective way to secure funds by borrowing against the equity in your home, the interest from which may be tax-deductible (consult your tax advisor).
Second Mortgages –
For existing mortgage customers who want to borrow against the equity in their homes.
Home Improvement Loans –
Loans for home additions and improvements with fixed rate payments and favorable terms.
Jumbo Mortgage Loans –
Owner-occupied home loans for higher priced homes.
Land Loans –
For individuals who want to purchase or refinance land for investment or construction purposes.
Construction / Permanent Loans –
Offering the cost-savings of a one-time closing as well as the ability to “lock in” an interest rate from construction phase to permanent loan.
Investment Property Loans –
For those who want to enjoy investment potential while building equity each month. Used for purchasing or refinancing single- or multi-family homes - from 1 to 4 rental units.
Commercial Real Estate Loans –
Construction and/or permanent loans for owner-occupied commercial properties.
Need Help Deciding Which
One Of Our Mortgage Loan
Products Is Right For You?
Complete the form below. You may also call our Greer office at 864-877-2054, or our Landrum office at 864-457-1516.
