Mortgage Loan Officer
Location: Greater South Carolina – Offices in Greer and Landrum
CBL State Savings Bank is a long-standing community bank serving Greenville and Spartanburg Counties in South Carolina for over 118 years. With two offices and a small, dedicated team, we focus on relationship banking, local decision-making, and serving our communities the right way.
We are looking for a Mortgage Origination Loan Specialist who thrives in a small bank environment—someone who values tradition, teamwork, and customer care while being adaptable enough to wear many hats.
Position Summary
The Mortgage Loan Origination Specialist originates residential mortgage loans, develops referral relationships, and builds a sustainable loan portfolio for the bank. This role guides customers through the mortgage process from application to closing while working closely with internal staff to ensure a smooth and compliant experience.
As a small community bank, we value a hands-on approach and ongoing customer engagement throughout the life of the loan, with a strong emphasis on service and relationship management. Knowledge of portfolio lending and the secondary mortgage market is preferred.
The position will be based primarily in the Greer office, with flexibility to work between both branches and within the surrounding communities as needed.
Key Responsibilities
Loan Origination & Portfolio Growth
- Originate residential mortgage loans with a focus on building and maintaining long-term customer relationships.
- Develop and grow a quality loan portfolio aligned with the bank’s strategic goals.
- Serve as the primary point of contact for borrowers from application through closing.
- Structure loans responsibly to meet customer needs while maintaining sound credit standards.
- Balance portfolio lending and secondary market opportunities in coordination with management.
Loan Execution & Transaction Management
- Manage mortgage loans from application through closing, working closely with internal staff and third parties.
- Serve as the primary point of contact for borrowers during and after closing.
- Communicate clearly and promptly with customers and all parties involved.
- Provide ongoing support to borrowers after closing by addressing questions related to their loan, payments, or escrow.
- Ensure all activity complies with applicable regulations and bank policy.
Business Development & Community Engagement
- Build and maintain strong referral relationships with realtors, builders, attorneys, and other community partners.
- Actively participate in community events, networking opportunities, and local organizations.
- Identify and pursue opportunities to expand the bank’s mortgage presence in the market.
- Represent the bank professionally and consistently within the community.
Team Support
- Assist across departments as needed.
- Support pipeline tracking, reporting, and related administrative needs.
Qualifications
- Three to five years of banking or mortgage lending experience required.
- Demonstrated ability to originate loans and develop customer relationships.
- Strong understanding of mortgage products, credit fundamentals, and bank operations
- Proven business development mindset with the ability to build and sustain a loan portfolio.
- Outgoing, professional demeanor with a strong community presence.
- Excellent communication, organization, and time-management skills.
- High ethical standards and commitment to relationship-based banking.
- Reliable transportation and willingness to travel locally as needed.
Why Join Us?
- Opportunity to build a meaningful loan portfolio in a relationship-focused environment.
- Direct access to decision-makers and local underwriting.
- A collaborative culture where your contributions are visible and valued.
- A bank that values tradition, integrity, and community involvement.
- Competitive compensation and benefits package.
Interested? Please send resume to Jennifer Jones at .
