Recent Posts

66 Million American Don’t Have Anything Saved for an Emergency

According to an article posted on NBC News online, 66 million U.S. adults have zero dollars saved for an emergency, per a recent study by Bankrate. Those in the Generation X age group were the least likely to have savings — typically during the major home buying and family raising years. One-third of Americans age 36 to 51 admitted that they had saved nothing in an emergency fund. Generally, according to, the likelihood of having saved at least six months of expenses increases steadily after age 25. Currently 47% Americans said they couldn’t afford an emergency expense of $400 or would cover it by selling something or borrowing money, according to a separate report by the Feder

CBL Charitable Foundation Grant Helps GCM Purchase a New Bus for Senior Diners.

The CBL Charitable Foundation awarded a $15,000 grant to Greer Community Ministries (GCM) to help purchase a new bus to help transport senior diners.The 15-passenger Ford Starcraft Allstar is equipped with handrails and grab bars for easier access. “This bus is a great improvement over the van that we had been using to transport Senior Diners to and from the ministry,” said Cindy Simpler, GCM executive director. “It is safer and it makes it much easier for them to get on and off.” GCM’s Senior Dining program is for adults 62 and older who are mobile, alert, and cooperative. About 25 diners attend the weekday program where they are provided a time of fellowship, an entertaining or informative

CBL Executive VP Jennifer T. Jones Named 2016 SC Young Banker of the Year

Congratulations to CBL Executive Vice President Jennifer Jones, who was named the 2016 Young Banker of the Year by the South Carolina Banker’s Association. The Outstanding Young Banker award is the highest honor presented in the South Carolina banking industry. Jennifer was recognized June 13 at the SCBA Annual Convention. She is pictured here with the 2015 recipient Montague Laffitte of South State Bank.This prestigious honor is chosen by the SCBA Past Chairman’s Club and has been awarded to one deserving banker each year since 1970. Past recipients include many prominent South Carolina bankers. Jennifer has over 16 years of local banking experience. She is a lifelong Greer resident. She

Four Area High School Seniors Receive CBL Foundation Higher Education Scholarships

Citizens Building & Loan is pleased to announce the four area high school students who were selected to receive the CBL Foundation Higher Education Scholarships for the year 2016. Blue Ridge High School recipients of the CBL Foundation Scholarship were Brason Haney, who will be attending USC in Columbia and Lindsey Anderson, who will attend Furman University. Recipients of the Dr. Robert F. Williams Scholarship were Greer High School seniors Jessica Greene, who will attend Furman University and Elizabeth Schneider, who will attend Erskine College. This scholarship is named in honor of Dr. Robert Williams, a long-time CBL Director and Chairman of the Board, who was a well-known proponent of h

A Message From CBL President – Tommy Johnson

Thank You! Thank you to all of CBL’s members who voted in favor of CBL’s Mutual Holding Company Reorganization Plan! The Board of Directors is proud to announce the transaction was approved by all regulatory agencies and the vast majority of members who voted by proxies. The Reorganization Plan became effective on March 15, 2016. The Reorganization Plan converted Citizens Building and Loan, SSB to a stock savings bank. One hundred percent (100%) of the stock of Citizens Building and Loan, SSB is now owned by Citizens Building and Loan, MHC, a South Carolina state chartered mutual holding company. The depositors and borrowers of Citizens Building and Loan, SSB are now the members of Citizens


Tami Howell of Piedmont Women’s Center receives check from CBL’s Jennifer Jones. The Charitable Foundation of Citizens Building & Loan recently awarded $8,000 to Piedmont Women’s Center, a Pregnancy Medical Clinic providing free services and counseling to thousands of women each year in the Upstate. According to Tami Howell, Director of Development & Community Relations for Piedmont Women’s Center, the donation will be utilized to help provide limited OB Ultrasounds, lab-quality pregnancy tests, training for nurses as well as maintenance of the Ultrasound Machines. She comments: “As a Christian non-profit ministry, we are blessed to have the support of Citizen’s Building & Loan and look forw

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